How to Use coinsurance in a Sentence

coinsurance

noun
Definition of coinsurancenext
  • While the prospect of paying down your deductible and facing high coinsurance feels daunting at the start of the year, use the reset as a time to review what your plan covers.
    — Nick Blackmer, Verywell Health, 15 Feb. 2023
  • Next, look at cost share—what are the deductibles, copayments, and coinsurance of each plan option available.
    — Megan Leonhardt, Fortune, 4 Oct. 2022
  • First step: Don't pay the bill (aside from a copay or coinsurance) for care or services preapproved by insurance.
    — Elisabeth Rosenthal, CBS News, 17 July 2024
  • If a drug company raises the drug price above the rate of inflation, a consumer's coinsurance amount would be capped up to the inflation rate.
    — Ken Alltucker, USA TODAY, 10 Feb. 2023
  • One required patients to pay 30 percent of the cost of fillings and extractions as coinsurance.
    — Andrea K. McDaniels, baltimoresun.com, 10 July 2017
  • The cost for this type of therapy depends on whether or not insurance is covering it and what the deductible or coinsurance plan is.
    — Claire Sibonney, SELF, 29 Sep. 2021
  • This account, by the way, can be used to pay out-of-pocket deductibles, copayments or coinsurance under all parts of Medicare.
    — John C. Goodman, Forbes, 28 Jan. 2022
  • Be sure to note whether prescriptions require a copayment, which is a flat dollar amount, or coinsurance, which is a percentage of the drug cost.
    — Julie Appleby, CBS News, 16 Oct. 2023
  • The authors recommend that patients should be charged flat-dollar copays rather than coinsurance charges, which are based on a percentage of the drug’s price.
    — Sarah Jane Tribble, Kaiser Health News, 30 May 2017
  • Also, with rising deductibles and rising coinsurance, much more of the price is being paid by insured people.
    — Jeanne Pinder, Philly.com, 20 Feb. 2018
  • Most workers that need care or prescription drugs have substantial co-payments or coinsurance to deal with as well.
    — Washington Post, 14 Nov. 2019
  • With a monthly price tag approaching $2,000, many private health plans have put the drug in a specialty drug tier with high copayments or coinsurance.
    — Michelle Andrews, chicagotribune.com, 2 Aug. 2019
  • With this rule, insurers will not be allowed to charge copays, deductible payments, or coinsurance for PrEP.
    — Sarah Jacob, SELF, 22 July 2021
  • Deductibles, copayments, and coinsurance are all types of cost-sharing.
    — Elaine Hinzey, Verywell Health, 17 Dec. 2023
  • Hearing aids were promised to them at no cost, and the Andersons said their company would waive any copayments, coinsurance or deductibles.
    — Loyd Brumfield, Dallas News, 15 Aug. 2019
  • Although most facilities will bill for their services, some may ask for the upfront payment of copay or coinsurance costs.
    — Jennifer Whitlock, Rn, Msn, Fn, Verywell Health, 24 Oct. 2023
  • With oral cancer medicines, including ones that can change the prognosis for patients, Dr. Doshi studied how out-of-pocket costs for the drugs — co-pays, coinsurance and deductibles — affected use of the drugs.
    — Francesca Paris, New York Times, 7 Feb. 2023
  • Meanwhile, every Medicare Part D plan uses coinsurance for high-cost drugs, requiring patients to pay a percentage of the list price.
    — WSJ, 23 Oct. 2018
  • Workers also have paid a larger share of their heath costs through co-pays, deductibles and coinsurance that require people to pay a percentage of their medical bill.
    — Ken Alltucker, USA TODAY, 11 Nov. 2021
  • Specifically, some patients pay full price until reaching a deductible; others pay coinsurance as a percentage of the list price rather than a flat co-pay.
    — Robin Feldman, STAT, 23 Nov. 2020
  • Insurance plans require people to pay deductibles, co-pays and coinsurance, and those out-of-pocket costs are unaffordable for many.
    — Ken Alltucker, USA TODAY, 17 Oct. 2022
  • Costs that those covered must pay, including deductibles, coinsurance and out-of-pocket maximums, have risen in recent years.
    — Christina Caron, New York Times, 11 Feb. 2020
  • Consumers typically must pay coinsurance equal to 20% of their Part B drug costs after reaching their deductible.
    — Ken Alltucker, USA TODAY, 10 Feb. 2023
  • The other $3,020 consisted of deductibles, co-payments and coinsurance.
    — Megan Cerullo, CBS News, 21 Aug. 2019
  • FSAs got their start as a workplace perk through the Revenue Act of 1978, which allowed employees to set aside tax-free dollars to pay for medical expenses like deductibles and coinsurance.
    — Janet Adamy, WSJ, 23 Dec. 2018
  • Anthem will stop waiving the cost of copays, coinsurance, and deductibles for virtual visits not related to Covid-19.
    — Aidin Vaziri, SFChronicle.com, 29 Sep. 2020
  • Most Alzheimer’s patients are on Medicare, a program that is legally barred from negotiating a better price and which charges patients a 20% coinsurance.
    — Natalie Shure, The New Republic, 14 June 2021
  • What money does come home increasingly goes back out as health care deductibles, copayments and coinsurance.
    — H. Gilbert Welch and Elliott Fisher, CNN, 11 May 2017
  • In many cases, people who get coverage through an employer or the ACA marketplace find out they're expected to pay for a larger share of their health bills through deductibles and coinsurance.
    — Ken Alltucker, USA TODAY, 15 Apr. 2024
  • Since its passage, the ACA has required employers to cover certain preventive services without any cost-sharing like copays, coinsurance, or deductibles.
    — Ryan Hogg, Fortune, 9 July 2024

Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'coinsurance.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

Last Updated: